ODS 3, Legal Design y nuevas tecnologías en seguros de vida y salud
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ene 8, 2024
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Resumen
Este trabajo explora el Objetivo de Desarrollo Sostenible 3 (ODS 3) respecto a garantizar una vida sana y promover el bienestar para todas las personas, basándose en el potencial transformador de las nuevas tecnologías y la innovación en el ámbito de los seguros de vida y salud.
A través de un enfoque interdisciplinar, este documento explora las sinergias entre el ODS3, el legal design y las nuevas tecnologías, a ejemplo de la Inteligencia Artificial, destacando su potencial para revolucionar el sector de los seguros de vida y salud. De esta manera, el sector de los seguros puede desempeñar un papel fundamental en el avance del ODS 3 y en el avance del bienestar general de las personas y la comunidad a nivel mundial.
Keywords
Health Insurance, Life Insurance, Legal Design, New Technologies, SDG3Legal Design, Nuevas Tecnologías, ODS 3, Seguro de Salud, Seguro de Vida
References
Beam, A. et al. (2023). Artificial Intelligence in Medicine, The New England Journal of Medicine 388, 1220-1221. https://www.nejm.org/doi/full/10.1056/NEJMe2206291.
Clusmann, J., Kolbinger, F.R., Muti, H.S. et al. (2023). The future landscape of large language models in medicine. Communications Medicine 3, 141. https://doi.org/10.1038/s43856-023-00370-1.
Chin, H., Marasini, D.P. & Lee, D. (2023). Digital transformation trends in service industries. Service Business 17, 11–36. https://doi.org/10.1007/s11628-022-00516-6.
Digiorgio, A., Ehrenfeld, J.M. (2023). Artificial Intelligence in Medicine & ChatGPT: De-Tether the Physician. Journal of Medical Systems 47, 32. https://doi.org/10.1007/s10916-023-01926-3.
Gulshan V., Peng L., Coram M., Stumpe MC., Wu D., Narayanaswamy A., et al. (2016). Development and validation of a deep learning algorithm for detection of diabetic retinopathy in retinal fundus photographs. JAMA—Journal of the American Medical Association. 316(22):2402–2410.
Hagan, M., Miso, K. (2017). Design for Dignity and Procedural Justice. Advances in Intelligent Systems and Computing, Proceedings of the Applied Human Factors and Ergonomics International Conference. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2994354.
Harding, Forrest E. (1967). The Standard Automobile Insurance Policy: A Study of Its Readability. The Journal of Risk and Insurance, vol. 34, no. 1, pp. 39–45. JSTOR, https://doi.org/10.2307/251015.
Junginger, Sabine. (2013). Design and Innovation in the Public Sector: Matters of Design in Policymaking and Policy Implementation. Annual Review of Policy Design. 1.
Minor, L. (2020), Virtual, equitable, and precise: The dean of Stanford’s medical school talks about what healthcare could be. https://www.mckinsey.com/industries/social-sector/our-insights/virtual-equitable-and-precise-the-dean-of-stanfords-medical-school-talks-about-whathealthcare-could-be.
SILVA, A. (2023). Legal Design e Seguros: Impacto Real e Duradouro. In: Calaza, T; Faleiros Júnior, JLM (coords.). Legal Design: teoria e prática, Vol. 1, 2 ed. Indaiatuba: Editora Foco Jurídico Ltda., pp. 285-301.
_____. (2022). Legal Design y seguros: todo son ventajas. In: Tafur, K.; Martins Júnior, M. (coords.). Legal Design: la clave para disrumpir la profesión legal, los negocios y el sector público, Vol. 1, 1 ed. Navarra: Thomson Reuters Aranzadi, pp. 45-61.
_____. (2021). Legal Design and Insurance: A Win-Win Case of Disruption in Financial Services. Law Practice Today – Finance Issue, Agosto 2021. https://www.lawpracticetoday.org/article/legal-design-and-insurance-a-win-win-case-of-disruption-in-financial-services/.
OUMA, P. et al. (2018), Access to emergency hospital care provided by the public sector in sub-Saharan Africa in 2015: a geocoded inventory and spatial analysis, Lancet Glob Health 2018; 6: e342–50. https://www.thelancet.com/journals/langlo/article/PIIS2214-109X(17)30488-6/fulltext.
UNITED NATIONS DEVELOPMENT PROGRAMME – UNDP (2022). Insurance And Telemedicine In Africa Report. https://irff.undp.org/sites/default/files/2022-10/insurance-and-telemedicine-in-africa-moonshot.pdf
US DEPARTAMENT OF STATE - DOS. “Artificial Intelligence for Accelerating Progress on the Sustainable Development Goals: Addressing Society’s Greatest Challenges.” YouTube. Available at: https://www.youtube.com/watch?v=CFIIbXPVl90&t=867s.
Widner, K., Virmani, S., Krause, J. et al. (2023). Lessons learned from translating AI from development to deployment in healthcare. Nature Medicine 29, 1304–1306. https://doi.org/10.1038/s41591-023-02293-9.
World Health Organization, Global strategy on digital health 2020-2025 (2021). https://www.who.int/docs/default-source/documents/gs4dhdaa2a9f352b0445bafbc79ca799dce4d.pdf.
World Health Organization, Tracking Universal Health Coverage: 2023 Global monitoring report (2023). https://www.who.int/publications/i/item/9789240080379.
Clusmann, J., Kolbinger, F.R., Muti, H.S. et al. (2023). The future landscape of large language models in medicine. Communications Medicine 3, 141. https://doi.org/10.1038/s43856-023-00370-1.
Chin, H., Marasini, D.P. & Lee, D. (2023). Digital transformation trends in service industries. Service Business 17, 11–36. https://doi.org/10.1007/s11628-022-00516-6.
Digiorgio, A., Ehrenfeld, J.M. (2023). Artificial Intelligence in Medicine & ChatGPT: De-Tether the Physician. Journal of Medical Systems 47, 32. https://doi.org/10.1007/s10916-023-01926-3.
Gulshan V., Peng L., Coram M., Stumpe MC., Wu D., Narayanaswamy A., et al. (2016). Development and validation of a deep learning algorithm for detection of diabetic retinopathy in retinal fundus photographs. JAMA—Journal of the American Medical Association. 316(22):2402–2410.
Hagan, M., Miso, K. (2017). Design for Dignity and Procedural Justice. Advances in Intelligent Systems and Computing, Proceedings of the Applied Human Factors and Ergonomics International Conference. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2994354.
Harding, Forrest E. (1967). The Standard Automobile Insurance Policy: A Study of Its Readability. The Journal of Risk and Insurance, vol. 34, no. 1, pp. 39–45. JSTOR, https://doi.org/10.2307/251015.
Junginger, Sabine. (2013). Design and Innovation in the Public Sector: Matters of Design in Policymaking and Policy Implementation. Annual Review of Policy Design. 1.
Minor, L. (2020), Virtual, equitable, and precise: The dean of Stanford’s medical school talks about what healthcare could be. https://www.mckinsey.com/industries/social-sector/our-insights/virtual-equitable-and-precise-the-dean-of-stanfords-medical-school-talks-about-whathealthcare-could-be.
SILVA, A. (2023). Legal Design e Seguros: Impacto Real e Duradouro. In: Calaza, T; Faleiros Júnior, JLM (coords.). Legal Design: teoria e prática, Vol. 1, 2 ed. Indaiatuba: Editora Foco Jurídico Ltda., pp. 285-301.
_____. (2022). Legal Design y seguros: todo son ventajas. In: Tafur, K.; Martins Júnior, M. (coords.). Legal Design: la clave para disrumpir la profesión legal, los negocios y el sector público, Vol. 1, 1 ed. Navarra: Thomson Reuters Aranzadi, pp. 45-61.
_____. (2021). Legal Design and Insurance: A Win-Win Case of Disruption in Financial Services. Law Practice Today – Finance Issue, Agosto 2021. https://www.lawpracticetoday.org/article/legal-design-and-insurance-a-win-win-case-of-disruption-in-financial-services/.
OUMA, P. et al. (2018), Access to emergency hospital care provided by the public sector in sub-Saharan Africa in 2015: a geocoded inventory and spatial analysis, Lancet Glob Health 2018; 6: e342–50. https://www.thelancet.com/journals/langlo/article/PIIS2214-109X(17)30488-6/fulltext.
UNITED NATIONS DEVELOPMENT PROGRAMME – UNDP (2022). Insurance And Telemedicine In Africa Report. https://irff.undp.org/sites/default/files/2022-10/insurance-and-telemedicine-in-africa-moonshot.pdf
US DEPARTAMENT OF STATE - DOS. “Artificial Intelligence for Accelerating Progress on the Sustainable Development Goals: Addressing Society’s Greatest Challenges.” YouTube. Available at: https://www.youtube.com/watch?v=CFIIbXPVl90&t=867s.
Widner, K., Virmani, S., Krause, J. et al. (2023). Lessons learned from translating AI from development to deployment in healthcare. Nature Medicine 29, 1304–1306. https://doi.org/10.1038/s41591-023-02293-9.
World Health Organization, Global strategy on digital health 2020-2025 (2021). https://www.who.int/docs/default-source/documents/gs4dhdaa2a9f352b0445bafbc79ca799dce4d.pdf.
World Health Organization, Tracking Universal Health Coverage: 2023 Global monitoring report (2023). https://www.who.int/publications/i/item/9789240080379.
Cómo citar
Novaes da Silva, A. C. de, & Acosta Olivo, C. (2024). ODS 3, Legal Design y nuevas tecnologías en seguros de vida y salud. Revista Ibero-Latinoamericana De Seguros, 32(59), 191–204. https://doi.org/10.11144/Javeriana.ris59.oldn
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Esta obra está bajo una licencia internacional Creative Commons Atribución 4.0.